Find a credit union that
helps you thrive
Member-owned, not-for-profit, built to put you first. Find the one you can join.
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Everything you need to find the right credit union and bank smarter — free, no account required.
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Featured credit unions
Why bank with a credit union?
Same everyday banking — checking, savings, loans, mobile apps — but owned by the people who use it. Here's what that means for you.
Owned by members, not Wall Street
A credit union is a not-for-profit cooperative. When you join, you become an owner — not just a customer. Decisions are made for members, not outside shareholders.
Better rates, lower fees
Because earnings go back to members instead of investors, credit unions typically pay more on savings and charge less on loans, credit cards, and everyday fees.
People-first service
Local, community-rooted, and known for saying yes when big banks say no. You'll often reach a real person — sometimes in your own neighborhood.
Safe and federally insured
Deposits at federally insured credit unions are protected by the NCUA up to $250,000 per account — the same level of protection as a bank's FDIC insurance.
How to join a credit union
It's easier than most people think — three steps and you're a member-owner.
Find one you can join
Membership is based on where you live, work, worship, or study — or groups you belong to. Most people qualify for several.
Open an account
Apply online or at a branch and make a small opening deposit — often just $5–$25. That deposit is your share: your ownership stake.
Start banking better
Checking, savings, loans, and more — with member-first rates and service. You now help own a financial institution built to serve you.