Certificate (CD) calculator
Calculate what a share certificate — a credit union CD — will be worth at maturity. Lock in a guaranteed APY for a set term.
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Frequently asked questions
How is CD interest calculated?
A certificate earns a fixed APY over its term, compounding until maturity. This shows the maturity value and total interest.
What happens if I withdraw early?
Early withdrawal usually forfeits some interest, so certificates suit money you won't need until maturity.
Estimates are for illustration only and assume monthly compounding; actual terms vary by credit union. Not financial advice.