Credit card payoff calculator

See how long it'll take to clear a credit card balance and the total interest at your monthly payment. Paying more each month saves a lot.

Time to pay off32 months (2.6 yrs)
Total interest$1,850
Total paid$7,850

Get the best credit card deal

Drop your email and we'll help you find a credit union you can join. Free, no spam.

Balance Transfer Calculator

Frequently asked questions

How can I pay off credit card debt faster?

Pay more than the minimum, target the highest-APR card first, or consolidate to a lower-rate credit union loan or balance transfer.

Estimates are for illustration only and assume monthly compounding; actual terms vary by credit union. Not financial advice.