Student loan calculator

Estimate your monthly student loan payment and total interest over the repayment term. Refinancing to a lower rate can reduce both.

Monthly payment$333.06
Total interest$9,967
Total repaid$39,967

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Frequently asked questions

Should I refinance my student loans?

If you can get a lower rate and don't need federal protections, refinancing can lower your payment and total interest.

Estimates are for illustration only and assume monthly compounding; actual terms vary by credit union. Not financial advice.