How much house can I afford?

Estimate a comfortable home price from your income, existing debts, and down payment, using a standard debt-to-income limit. A lower rate stretches your budget further.

Home price you can afford$436,542
Max monthly payment$2,380.00
Estimated loan$376,542
With down payment$60,000

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Mortgage Calculator →Amortization Schedule →Debt-to-Income Calculator →

Frequently asked questions

How much of my income should go to a mortgage?

Lenders often cap total debt around 36–43% of gross monthly income. This calculator uses your chosen debt-to-income limit to estimate an affordable price.

Estimates are for illustration only and assume monthly compounding; actual terms vary by credit union. Not financial advice.