Lowest APR first
Lowest credit union mortgage rates
Credit unions offer competitive mortgage rates with lower fees and a member-first closing experience. Compare 30-year fixed offers below.
High-Yield SavingsMoney MarketRewards Checking1-Year CD5-Year CDAuto Loan30-Year MortgageHELOCPersonal LoanCredit Card
Rates are being gathered
We're onboarding credit unions publishing their 30-year mortgage rates. In the meantime, find credit unions you can join or browse the directory.
Rates are published by each credit union and may not reflect the latest offer or your eligibility. Confirm current terms on the credit union's page before applying.
Frequently asked questions
Are credit union mortgages a good deal?
Credit unions often pair competitive rates with lower origination fees and more flexible underwriting, which can meaningfully reduce the total cost of your loan.
Do I have to be a member to get a mortgage?
Generally yes — you'll join the credit union as part of the loan process. Many have broad, easy-to-meet membership eligibility.