The distance between “interested” and “applied” is where most lending leads are lost. The Loan Pre-Qualification widget closes it with an instant estimate right on your profile, built from your own rates and lending rules.
Instant estimates, no credit check
Visitors pick a loan, amount and term and tell us their credit range, income and debts. Your rate for that credit range and your limits give them an estimated APR and payment in seconds — without any credit inquiry.
Your rules, never a “no”
You set the APR by credit range, amount and term limits, and maximum debt-to-income. Visitors outside them are invited to talk to your team — the widget never tells anyone they're declined.
A deep conversion tool
Visitors who like their estimate send it to you in one step, and it arrives as a lending lead with the amount, term, credit range and estimate attached.
What's included
- No credit check
- Estimated rate and payment
- Your APR tiers and limits
- Arrives as a lending lead
Frequently asked
Does pre-qualification affect the member's credit?
No. There's no credit pull at all — visitors tell us their approximate credit range, income and debts, and the estimate comes from your rules. Your normal application and underwriting follow.
Is the estimate a loan offer?
No. It's clearly labelled as an estimate, not an offer or a credit decision; approval, rate and terms come from your full application.
What do we have to set up?
One or more programs in your portal: loan type, amount range, terms, APR by credit range and maximum debt-to-income. It takes a few minutes.